News

March 7, 2018

Will Orlando Drivers Need Bodily Injury Liability Insurance?

The state legislature is still working on repealing Florida’s no-fault auto insurance laws, so we don’t know the final outcome. However, what we do know is that if the legislature repeals the laws during the current legislative session, we could be seeing an end to personal injury protection (PIP) as soon as January, 2019. The laws doing away with PIP, proposed by both the House and the Senate, mandate another form of insurance for automobile drivers – bodily injury liability coverage. Since this change could be coming soon to Florida, it’s a good time for us to become more familiar […]
February 16, 2018

What Will Happen to PIP?

In 2019, we could see the end of PIP in Florida.  Last month the Florida House of Representatives voted 88-15 to do away with our no-fault car insurance law, and the Senate is not far behind.   What Does No PIP Mean for Florida? Ending the PIP requirement will mean the end of an era.  The requirement that drivers have $10,000 in personal injury protection coverage has been the law for almost 40 years. Ending the requirement also means we’ll be ending our stint as one of only two states that doesn’t require drivers to buy bodily-injury liability insurance to […]
January 16, 2018

Orlando Car Accidents and Injuries

Car Accidents and Crash Injuries in Orlando Continue to Increase For the past five years, we have been experiencing a steady increase in the number of car accidents, injuries, and fatalities in Orange County.  While the number of deaths from automobile crashes has increased from 124 to 182 (31.87%) during this time period, the total number of crashes has exceeded 30,000 and the number of injuries has exceeded 21,000, as shown in the following chart. With population growth and increasing tourism, the trend does not seem likely to change, so those of us who live in the Orlando area need […]
December 15, 2017

Florida Hurricane Irma Claims

The latest Hurricane Irma Claims Data from the Florida Office of Insurance Regulation show that so far, 853,356 damage claims have been made across Florida, with insured losses totaling more than $6 billion.  According to insurance companies, almost 75% of the claims filed have been closed. If you’re one of those Florida property owners whose claim has not yet been closed satisfactorily or who has not yet filed a claim, help is available.  At Malik Law, we’re working overtime to help clients get compensated fairly for damages to their property from Hurricane Irma. Insurance Claim Attorneys Can Help Filing a […]
October 18, 2017
Hurricane Irma Insurance Claims

Update on the Status of Hurricane Irma Insurance Claims in Florida

It’s been just over 1 month now since the storm initially occurred and our office has literally received hundreds of phone calls related to filing a homeowner’s insurance claim for Hurricane Irma. Many clients are experiencing issues related to their Hurricane insurance claims. Attorney Malik created the following videos as an online resource providing accurate and up to date answers to questions you may have related to Hurrican Irma Insurance claims. Attorney Malik Provides Update on the Status of Hurricane Irma Insurance Claims in Florida Stories From Clients Regarding Their Hurricane Irma Insurance Claim What is Covered Under Your Home […]
September 26, 2017

When a Hurricane or Tropical Storm Damages Your Florida Home

Hurricane Irma Damages Attorney Whenever a hurricane or tropical storm makes landfall, the media coverage heightens our awareness of just how devastating these storms can be.  Hurricane Harvey, which hit Gulf Coast of Texas last week, has, however, blown away our previous perceptions of devastation. With pounding rain and flooding continuing for days, homes and businesses in the Houston area are being ruined, people are stranded, and power lines are down.  The extent of damage from the heavy rains and catastrophic flooding cannot yet be assessed as the aftermath of the nightmarish deluge of rain continues. Assessing the Damage At […]
September 12, 2017

Getting Insurance Help in Florida after Hurricane Irma

What Florida Homeowners Insurance Companies Say While those of us in Central Florida waited apprehensively for Hurricane Irma to make its way up the state, insurance companies pre-emptively sent homeowner policy owners email messages to let them know they were ready to help out if Hurricane Irma damaged their homes. The messages informed Florida homeowners that their insurance companies have phone lines and web pages for reporting damage from Hurricane Irma, claim adjusters ready to assess the damage, and lists of preferred contractors for repairing damage. It sounds as if they’re all set to help out, and you’re all set […]
August 17, 2017
Orlando Hurricane Damage Attorneys

Preventing Hurricane and Tropical Storm Damage at Your Central Florida Home

Last year, those of us who live in Orlando and the surrounding Central Florida area were lucky:  we made it through hurricane season with minimal disruption and damage.  Hopefully, we’ll have another uneventful year, but you never know what’s going to happen during hurricane season. We can’t prevent major storms from occurring, but we can help minimize their impact on our personal lives.  This year, let’s be prepared in case tropical storms or hurricanes hit our area: Have Hurricane Supplies on Hand If a hurricane or strong tropical storm hits the Orlando area, stores could be closed, and you could […]
July 20, 2017

Sinkholes and Your Florida Homeowner’s Insurance Policy

The Sinkhole in Land O’ Lakes, Florida Recently, a huge sinkhole in Land O’ Lakes, Florida, swallowed two homes, a boat, part of a road, and a driveway.  In addition, five other homes near the 225 foot sinkhole have been declared unsafe. As the community in Pasco County north of Tampa waits to make sure the sinkhole is stable, heavy equipment is being brought in to clear away debris, water samples are being taken, and insurance adjusters are assessing the damage to the homes their companies insure. Meanwhile, the rest of us in Florida watch in horror as videos of […]
June 19, 2017
Orlando Insurance Claim Attorney

Get to Know Your Florida Homeowner’s Insurance Policy

Know What’s Covered in Your  Florida Homeowner’s Insurance Policy As a Florida homeowner, you probably know you have a homeowner’s insurance policy that covers specific losses, damages, and injuries that could occur at your home.  However, beyond that general knowledge, you might not be aware of stipulations, limits, and exclusions that could affect your ability to get enough (or any) money from your insurance company to cover replacement, repair, and/or medical costs following a severe storm, fire, or accident at your home. As an experienced insurance claim attorney, I’ve seen far too many Florida homeowners shocked to find out that their […]