Anyone who owns property in southern Florida knows that the threat of hurricane damage is very real. If a hurricane damages your property, you undoubtedly turn to your homeowner’s insurance to pay for repairs or for replacing the damaged property. Unfortunately, many Florida homeowners discover that getting a hurricane damage claim fully approved isn’t always as simple and straightforward as it should be.
At Malik Law, we have seen first-hand the destructive nature of hurricanes and how insurance companies deny, delay, or underpay claims filed by homeowners who have suffered hurricane damage.
If you are having problems with an insurance claim, the experienced attorneys at Malik Law can help. We know how insurance companies work and can help you submit a claim, negotiate with your insurance company, fight a denied claim, and if necessary, fight in court to get the payment that is rightfully yours.
Florida Hurricane Season
A typical Atlantic hurricane season has 12 named storms, six hurricanes, and three major hurricanes. In recent years, however, the Atlantic hurricane season has produced an unusually high number of storms:
- The 2019 season yielded 18 named storms, six of which became hurricanes, including three major ones (Category 3 or higher, with maximum sustained winds of at least 111 mph).
- During the 2018 Atlantic hurricane season, 15 named storms formed. Eight of those storms became hurricanes and two of those, Florence and Michael, became major storms, Category 3 and above. Hurricane Michael was the eighth-costliest hurricane to hit the United States.
- The Atlantic hurricane season of 2017 broke several records, as 17 tropical storms formed, with 10 of them becoming hurricanes. Six hurricanes became major storms, Category 3 and above—Harvey, Irma, Jose, Lee, Maria, and Ophelia. Two hurricanes, Irma and Maria, reached Category 5 strength.
Damage from Florida Hurricanes
When a hurricane does blow through Florida, it can cause extensive damage. Entire communities have been devastated, and individual homes ruined. Your home and property can be damaged in numerous ways, including:
- Roof damage
- Water damage
- Broken glass damage
- Structural damage
- Cosmetic damage
- Downed trees
- Landscape damage
When such hurricane damage occurs, you count on your homeowner’s insurance to cover your losses. However, insured homeowners often face challenges in getting their hurricane damage claim paid.
Common Challenges Florida Homeowners Insurance Policyholders Face after Hurricane Damage
After a hurricane hits Florida, homeowners are often stunned to find out how much damage has occurred. They call their insurance company and have an assessor assess the damage. Meanwhile, they try to prevent further damage and ensure their family’s safety.
Once they submit a claim for the damage, they have to wait for their insurance company to respond. Unfortunately, many policyholders have to wait unnecessarily and put up with delay tactics, while others face having their claims denied or underpaid.
If your hurricane damage claim is delayed, denied, or undervalued, an experienced insurance claim attorney from Malik Law can help you fight for and obtain the payment you deserve.
Get Help from Experienced Miami Hurricane Damage Attorneys
The Miami hurricane damage insurance claim attorneys at Malik Law have extensive experience helping homeowners through the insurance claims process. We are familiar with the tactics insurance companies often employ to delay claims, undervalue claims, or avoid paying them altogether and want to help you recover what is rightfully yours.
If you have suffered losses as a result of a hurricane, we will aggressively advocate on your behalf to ensure that you are compensated for that loss.
To get started, call us at 407-500-1000 or submit our online form today. One of our experienced Miami hurricane damage attorneys will discuss your rights and options with you at no cost.