If you are injured in a car accident, and you plan to file a claim with another party’s insurance company, it is in your best interest to consult with an Orlando car accident insurance claim attorney first. The insurance company has an entire team of adjusters and attorneys working on a claim from the moment the claim is filed. You need an experienced insurance claim attorney on your side right away to ensure that your rights are protected.
What Happens If I File a Claim Without an Attorney?
Insurance companies hope you will go it alone when you make a claim against one of their insured drivers. In fact, they may even contact you shortly after the accident and offer you a token amount of money to settle your claim.
Keep in mind that insurance companies are in the business of making money, just like any other business. The less they pay out in claims each year, the more profit the company makes. That is why adjusters will often make a low-ball initial offer immediately when it appears that their insured was at fault in the hope that you will accept it before you realize what your claim is actually worth.
How Can an Orlando Car Accident Insurance Claim Attorney Help Me?
When you have suffered injuries in a car accident, you need an attorney who specializes in insurance disputes and litigation to advocate on your behalf in order to level the playing field. If the insurance company knows you are represented by an experienced attorney from the outset of your claim, they will not waste time trying to get you to accept a less than fair settlement. Instead, your claim will be taken seriously, and your damages assessed accurately.
In the event the insurance company fails to make you a fair offer, your insurance claim attorney will advocate on your behalf by negotiating with the insurance company or litigating the claim in court if necessary to ensure that you are fully compensated for all your injuries.
How Does Florida’s No-Fault Insurance Law Impact My Claim?
Florida is a no-fault insurance state which means that your first step after an accident will be to file a claim with your own insurance company. Your own Personal Injury Protection (PIP) insurance will cover medical bills up to $10,000 without regard to who was at fault. PIP insurance does not, however, cover non-economic damages, such as pain and suffering. If another driver was partially or totally at fault in the accident you will also need to file a claim with the at-fault driver’s insurance company.
When you file a claim against an at-fault party, you leave the “no-fault” system and enter the traditional fault-based system, meaning you must prove negligence on the part of the at-fault party. Because the at-fault driver’s insurance company will be looking to avoid negligence on the part of their insured, it is in your best interest to have an experienced car accident insurance claim attorney on your side before you file your claim.
How Much Will an Orlando Car Accident Insurance Claim Attorney Cost?
Victims who have been seriously injured in a car accident frequently settle their claims for considerably less than they should because they negotiate the settlement without an attorney. Often, this is because they are concerned about the cost of hiring an attorney. Do not be one of those victims! An experienced car accident attorney will only get paid if you receive a favorable settlement or award at trial. That means there is no upfront cost to you.
Contact an Orlando Car Accident Insurance Claim Attorney
At Malik Law, P.A. we have the experience and dedication needed to successfully negotiate or litigate your car accident claim. If you were injured in a Florida car accident, we can help. Call us at 407-500-1000 or contact us today. One of our experienced Orlando car accident insurance claims attorneys will explain your rights to you and discuss your legal options at no cost.