September 21, 2023

Will My Florida Homeowners Insurance Cover Damage from Hurricane Idalia?

On August 30, 2023, Hurricane Idalia made landfall along Florida’s Big Bend region as a Category 3 major hurricane. Bringing a storm surge of 4-6 feet above normal high tide, Hurricane Idalia was the most powerful hurricane to hit the Big Bend region in over a century. Early reports estimate that the damages from Hurricane Idalia could exceed $20 billion. If your home was damaged during Hurricane Idalia’s destructive path across the Sunshine State, you are likely counting on your homeowner’s insurance to cover the cost of repairing or replacing the damage. If you have questions about what your homeowner’s […]
February 10, 2023

Having Trouble Getting Insurance Payment for Hurricane Ian Roof Damage?

On September 28, 2022, the deadliest hurricane in almost 100 years made landfall along Florida’s southwest coast. Hurricane Ian made landfall with wind speeds approaching the level of a category 5 hurricane. The wrath and destruction of Hurricane Ian would be felt along a path from the southwest coast of Florida to the northeast coast where Ian finally moved back out into the Atlantic Ocean. The damage estimates for Orange County alone are estimated to be over $200 million. The powerful winds and torrential rain caused roof damage to thousands of homes and businesses. If you are having trouble getting […]
December 16, 2022

What to Do If Your Insurance Company Won’t Pay for Hurricane Ian Damage

Hurricane Ian barreled onto the southwest coast of Florida on September 28, 2022. After making landfall, Hurricane Ian headed northeast, passing over the Orlando area before eventually heading back into the Atlantic Ocean. Orange County officials estimate that Hurricane Ian caused over $200 million in damages throughout the county. If your home or property suffered damage during Hurricane Ian, you likely expected your insurance company to reimburse you for the cost of repairs or replacement in a timely manner. If, instead, your insurance company refuses to pay your claim, what can you do?   What Does a Typical Homeowner’s Insurance […]
November 23, 2022

What Hurricane Ian Damage Should My Insurance Policy Cover?

On September 28, 2022, Hurricane Ian made landfall along the southwest coast of Florida as a Category 5 hurricane. Ian’s 18-foot storm surge, winds in excess of 155 m.p.h, and torrential rainfall caused catastrophic and historic damage to homes and businesses. If your home or business was damaged during Hurricane Ian, you undoubtedly want to know what damage your insurance policy will cover.   What Hurricane Damage Does Homeowner’s Insurance Typically Cover? The average homeowner doesn’t read through the fine print when they purchase an insurance policy. Unfortunately, that means that when a storm like Hurricane Ian hits, causing devastating […]
November 14, 2022

How To File a Hurricane Ian Insurance Claim in Florida

Hurricane Ian made landfall on Wednesday, September 28th along the southwest coast of Florida. Ian then headed northeast, hovering over the state for two days before heading back out into the Atlantic Ocean. Along with over 100 deaths, Hurricane Ian was responsible for catastrophic devastation and destruction to homes and businesses throughout the State of Florida. If your property was damaged because of Hurricane Ian, you undoubtedly expect your insurance company to reimburse you in full and within a reasonable amount of time. To make sure that happens, it helps to know how to file a Hurricane Ian insurance claim […]
October 4, 2022

Recovering from Hurricane Ian

Although the beginning of the 2022 Atlantic Hurricane Season was unusually uneventful, Hurricane Ian more than made up for it when it blew ashore on September 28th as a Category 4 hurricane. If you were in the path of Hurricane Ian, your home and/or business may have suffered significant damage. You may even be temporarily displaced because your home was rendered uninhabitable. Knowing where to turn for help and what steps to take is crucial to recovering financially and emotionally. The Destructive Force of Hurricane Ian Florida residents are accustomed to preparing for hurricane season each year; however, as the […]
July 8, 2022

New Florida Law Could Help Homeowners Get Covered for Roof Damage

Earlier this year, Florida was facing what can only be described as an “insurance crisis.” Millions of homeowners were faced with skyrocketing premiums, cancellation notices, and a rapidly shrinking market of insurance companies willing to write policies. The good news is that recently passed legislation offers some relief for homeowners who need to purchase roof damage coverage as well as those with a roof damage claim.   Why Was Insurance Legislation Needed? By the beginning of 2022, the property insurance market in Florida was in serious financial trouble. Private insurers were showing net losses in the billions of dollars. While […]
May 25, 2022

Prepare for the 2022 Hurricane Season by Reviewing Your Insurance Policy

As a Florida property owner, you have undoubtedly been warned about the importance of properly preparing for the Atlantic hurricane season each year. The focus of these advisories, however, is likely on things such as stocking up on water and canned goods, purchasing a generator and doing what you can to protect your property when a storm is imminent. One thing that is often overlooked is the importance of reviewing your insurance policy. At Malik Law, we understand the extent of the damage tropical storms and hurricanes cause each year in Florida. We also know how frequently Orlando property owners […]
April 11, 2022

What to Do When Your Florida Roof Claim is Underpaid

As a Florida property owner, you have undoubtedly purchased insurance to protect your investment from damage or loss caused by the powerful storms that ravage the state each year during the Atlantic hurricane season. If you filed a claim after suffering roof damage, you understandably expect your insurance company to pay that claim in full. If, instead, your claim is underpaid, what can you do? The good news is that if your insurance company fails to fully compensate you for a roof damage claim, there are steps you can take to get your claim paid in full.   Why Was […]
March 14, 2022

Do I Need a Lawyer to Help Get My Florida Business Insurance Claim Paid?

If you own a business, you likely purchased business insurance to protect your financial investment. You paid your premiums on time and now find yourself turning to your insurance company for help because you suffered a loss; however, the claim is delayed, denied, or otherwise in dispute. Do you need a lawyer to help get your Florida business insurance claim paid? Unfortunately, it is not uncommon to run into a problem when you file a business insurance claim. If your business insurance claim has not been processed in a reasonable amount of time, has been denied outright, or you do […]