When your home has been damaged by a storm, fire, water or other disaster, you want to get the damage repaired as soon as possible so you can get on with your life. However, at this time of need, many people find that instead of helping them take care of the business involved in getting repair work done as efficiently as possible, their insurance companies seem to slow them down or even prevent their progress.
If you’re frustrated by the way your insurance company is handling a claim for damage to your home or want expert advice before filing a claim, we recommend consulting with one of our experienced insurance claim attorneys. We provide a free, no obligation initial consultation that can help you determine your best course of action at this critical time.
Filing insurance claim forms and trying to get the money you need to pay for repair work can be very complicated and nerve-wracking. Working with an experienced insurance claim attorney from the start can relieve a lot of your stress while ensuring that your claim is adjusted properly and reported accurately. In addition, your insurance claim attorney can stay on top of the insurance company, holding them accountable for meeting the deadlines and requirements established by Florida law.
If your insurance company responds satisfactorily, you should receive the amount you are entitled to under your insurance policy. If, however, your insurance company does not give you the full amount you are entitled to under your policy, your attorney has the legal expertise to fight for the maximum amount, including going to court on your behalf.
If you handled your homeowner’s insurance claim yourself and your insurance company denied, delayed, or underpaid your claim, it’s not too late to get help from an experienced insurance claim attorney. Often insurance companies wrongfully deny and undervalue claims, and an insurance claim lawyer is needed to negotiate and litigate. As United Policyholders, a non-profit insurance consumers’ educational organization, explains on its website, “In an ideal world no one would need to hire a lawyer to get an insurance claim paid on time and in full, but in this world, many do.”
United Policyholders also advises that you not wait too long to consult with or hire a lawyer. Statues of limitations can be complicated and limit the amount of time during which you are allowed to sue an insurer.
For help with your Florida homeowner’s insurance claim, contact the team of experienced insurance attorneys at Malik Law. We’ve helped people across Florida successfully file, settle, and litigate insurance claims and can help you recover the maximum amount your insurance policy allows for the damage to your home.