Many Florida homeowners are unsure what their rights are as homeowner’s insurance policyholders and feel insecure when dealing with their insurance companies after experiencing a loss. This should not be the case. As an insured homeowner, you have certain rights under the law.
At Malik Law, we believe knowledge is power. Knowing your rights when filing a Florida homeowner’s insurance claim can make the claims process less confusing and intimidating. In addition, getting help with your claim from an experienced insurance claim attorney can give you the power to take control of the situation and get the results you want.
Florida Statute 627.7142 lays out the Homeowner Claims Bill of Rights. First, the Bill of Rights sets a definite timeline for communication from your insurance company once you have filed a claim:
The Florida Homeowner Claims Bill of Rights also calls for free mediation services for a disputed claim from the Florida Department of Financial Services, Division of Consumer Services. The Department of Financial Services can be a valuable source of help for homeowners experiencing issues with their insurance claims.
The Florida statute listing homeowners’ rights when filing a claim also provides the following advice on dealing with claims:
If you have concerns about a homeowner’s insurance claim or problems with your insurance company, talking with an experienced insurance claim attorney can be very helpful.
At Malik Law, we understand the claims process, how insurance companies work, and Florida’s laws. We’ll put our knowledge, skill, and resources to work to get you the results you want.
If you need assistance, please call us at 407.500.1000 or submit the “tell us what happened” form on our website. We are here to protect your rights and are available to help you during this challenging time. Our office remains open and our staff are all working hard on existing cases as well as any new matters.
We are using the latest technology to ensure our staff remain safe and are working in accordance with CDC guidelines.